The importance of financial year planning

Financial planning is not just about investment; it is an important process that allows you to manage your finances in order to achieve your short and long term goals. Whether you’re aiming to increase your overall wealth and net worth, … Continue reading

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A Brief History of Pensions from 1908 to present

“A generous basic state pension is the least a civilised society should offer those who have worked hard and saved through their whole lives” – George Osborne. Where it all began The state pension system that we know today was … Continue reading

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Not Saving for the Future? Here’s Five Reasons Why You Should

Many of us could manage our finances more effectively. Conventional wisdom dictates that, generally speaking, ten percent of our net income should be put to one side. However, opinions do differ. Some believe that you should save ‘as much as … Continue reading

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Income Protection and Life Insurance Compared

What is Income Protection? You never know what’s round the corner.  Life is unpredictable. For this reason it’s prudent to protect your income or assets against any unforeseen eventualities. In the worst case scenario, if you’re unable to work due … Continue reading

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Advice on how to check the progress of your pension

Reviewing your pension to check that your accumulated assets meet your financial goals is essential. If you haven’t enough funds for your later years, this may prove to be a problem. If you believe that your pension isn’t performing as … Continue reading

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What you need to know about reclaiming neglected pensions

Did you know that there is up to £15billion of unclaimed financial assets lie throughout the UK? That is a profound statistic. Whether the money lies dormant in bank accounts, as unclaimed inheritance, or as life insurance policies and investments, … Continue reading

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